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Motability at TC Autos

The Motability Scheme at TC Autos is a charity-operated programme that enables people with disabilities to exchange their mobility allowance to lease a new car, scooter, or powered wheelchair.

It is an affordable and convenient way for disabled people to get mobile. By joining the scheme, you gain increased freedom and independence plus the thrill of having your own brand new vehicle.

We have over 150 different models for you to choose from at TC Autos, many from NIL advance payment so we're sure there's something to suit your needs.

Vehicles can also be fitted with adaptations if necessary, helping you drive, access, or store mobility aids in your car. You can name up to two named drivers for your vehicle, and you get to choose a brand new car every 3 years. Every vehicle on the scheme at TC Autos includes insurance, servicing and maintenance, road tax, 60,000 mileage allowance, windscreen replacement, tyres and full breakdown assistance for your peace of mind.

At TC Autos we have fully trained and authorised Motability Specialists, who can help and advise in acquiring a new vehicle. Many Renault, Dacia and Kia vehicles are available on the scheme with no advance rental. To fully discuss the options available to Motability Users contact TC's and ask for our speciality Motability adviser who will be happy to speak to you in the strictest confidence.

Is it your first time? No problem! Let our specialist advisers guide you through the process and help you find the motability solution that's best for you. It's all very informal and welcoming as we understand the process of purchasing any vehicle on the scheme can appear quite daunting at first. In the first instance, call us today on 028 8224 3451 and let us take it from there!
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Why choose TC Autos?

  • Motability Premier Partner
  • Dedicated onsite Specialist Advisors
  • Confidentiality assured
  • Award winning family dealership
  • We care about your Mobility needs

Motability by Brand

Frequently Asked Questions

Have a look at some frequently asked questions below and if you have any further questions, please don't hesitate to give one of our advisers a no obligation call.

Motability is a registered charity, helping disabled people to become more mobile through the provision of a car or powered wheelchair. The Motability Scheme provides everything a disabled person may need to help get them mobile, including finance, insurance and roadside recovery assistance for your car. At present, Motability provides vehicles to over 500,000 disabled people through Contract Hire and Hire Purchase Schemes.

The Motability scheme is open to anyone who receives any of the following allowances and has at least 12 months remaining on their award:   Higher Rate Mobility Component of Disability Living Allowance (DLA)  Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)  War Pensioners' Mobility Supplement (WPMS) Armed Forces Independence Payment (AFIP)   Even if you can't drive yourself, you can still lease a brand-new vehicle through the Motability Scheme at TC Autos and have a nominated driver. The scheme allows you to nominate up to two named drivers as part of your lease.

Motability’s worry-free car lease package includes:   

  • Insurance Servicing and maintenance 
  • Full RAC breakdown assistance 
  • Annual car tax 
  • FREE replacement tyres 
  • FREE windscreen replacement 
  • 60,000 mileage allowance over 3-year lease

The DWP can award the HRDLA/PIP to the ages of 3 - 65. You need to be in receipt of the HRDLA/PIP before your 65th Birthday to be able to apply for a car on the Motability scheme. For under 16's the permitted drivers named on the Certificate of Motor Insurance are the only ones allowed to drive the car. You can select up to two drivers, one of whom may be yourself, this does not apply to anyone under the age of 16. Only one permitted driver can be under the age of 21, and drivers under the age of 25 are restricted to cars up to the Association of British Insurers Car group 8.

At TC Autos, we are a Motability accredited dealership. We have in-house Motability experts who are trained in all aspects of the Motability scheme including eligibility. You can talk to one of our experts in the strictest confidence and rest assured they'll be able to guide and advise you of the best options available to you.

Our highly trained team at TC Autos  will be more than happy to take you for a test drive to help you find a car that meets your needs. Alternatively, you can browse our range of Motability offers.

There is no maximum age for a Motability car as long as you receive either the Enhanced Rate of PIP or Higher Rate Mobility Allowance.

You can have two nominated drivers for free of charge, however, you can swap these at any time over the lease for no charge. If you wish to have more drivers on the insurance you can do by paying £75 per year.

No. If you opt for a lease agreement you do not need to drive. You can nominate up to two drivers who may be friends or relatives, and parents or carers can apply on behalf of a child aged three years and upwards. However, proposed drivers must not have any serious driving convictions, disqualifications, or endorsements within the last 5 years. There are also some restrictions on drivers under 25 and those with provisional licenses.

If your son or daughter has a valid licence, they can be put on the insurance. However if they are under the age of 21, they do need to be living at home. There is also a limit of 115BHP and insurance category 16 if the proposed driver is under the age of 25.

Under the Motability agreement you will have agreed to lease your car for the full length of the agreement. However, if you have a valid reason to end the agreement early, you should contact us on 028 8224 3451 as soon as possible.

Existing recipients of the Higher Rate Mobility Component of Disability Living Allowance (DLA) who are not awarded the Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP) will not be eligible to use the Motability Scheme.

Leaving the Scheme will be a difficult transition for these customers and their families. For this reason, the Motability scheme has decided to provide a one-off package of transitional support to those customers who can no longer use the Scheme as a result of their initial DLA to PIP reassessment. This package will be reviewed regularly and changes may be made to it as a result.
The Department for Work and Pensions (DWP) will allow DLA payments to continue for four weeks after they make their decision regarding PIP. In addition to this, the Scheme will allow customers to retain their Motability vehicle for up to three weeks after DLA payments end.
At TC Autos we can guide you through this process if you need assistance

Trade-in: With TC Autos you have the option of trading in your existing privately-owned car. This means you can use the value of your car against any possible advance payment on your new Motability car, or you can save the money to spend however you wish. You can also simply sell your car to us.